:root{--color-primary:#3182f6;--color-primary-hover:#1b64da;--color-bg:#fff;--color-bg-subtle:#f9fafb;--color-heading:#191f28;--color-body:#4e5968;--color-muted:#8b95a1;--color-border:#e5e8eb;--color-good-bg:#e7f6ec;--color-good-text:#1b8a44;--color-caution-bg:#fff6da;--color-caution-text:#a8710a;--color-danger-bg:#fdeaea;--color-danger-text:#d64545;--color-good-bg-strong:#d6f5e3;--color-good-text-strong:#0e7a3e;--color-caution-bg-strong:#ffedb0;--color-caution-text-strong:#8a5b00;--color-danger-bg-strong:#fbd8d8;--color-danger-text-strong:#c73333;--radius-lg:20px;--radius-md:16px;--shadow-card:0 4px 16px #191f280f, 0 1px 3px #191f280a;--font-sans:-apple-system, BlinkMacSystemFont, "Pretendard", "Noto Sans KR", "Segoe UI", Roboto, 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step-fade-in{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}.step-content{animation:.25s step-fade-in}.step-progress{flex-direction:column;gap:8px;margin-bottom:20px;display:flex}.step-progress-header{justify-content:space-between;align-items:center;display:flex}.step-progress-header .btn-text{padding:4px 0}.step-progress-count{color:var(--color-muted);font-size:13px;font-weight:600}.step-progress-track{background:var(--color-border);border-radius:999px;width:100%;height:6px;overflow:hidden}.step-progress-fill{background:var(--color-primary);border-radius:999px;height:100%;transition:width .25s}.step-hint{background:var(--color-bg-subtle);border-radius:var(--radius-md);margin:16px 0;padding:12px 14px}.step-hint strong{color:var(--color-heading);margin-bottom:4px;font-size:13px;display:block}.step-hint p{color:var(--color-body);font-size:13px}.step-field{margin:20px 0}.step-actions{gap:8px;margin-top:24px;display:flex}.step-actions 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input{flex:1}.txn-type-toggle{gap:8px;margin-bottom:20px;display:flex}.txn-type-btn{color:var(--color-muted);background:var(--color-bg-subtle);border:1px solid var(--color-border);border-radius:var(--radius-md);cursor:pointer;flex:1;padding:10px 12px;font-family:inherit;font-size:14px;font-weight:700;transition:background-color .15s,color .15s,border-color .15s}.txn-type-btn-expense-active{color:var(--color-danger-text);border-color:var(--color-danger-text);background:var(--color-danger-bg)}.txn-type-btn-income-active{color:var(--color-good-text);border-color:var(--color-good-text);background:var(--color-good-bg)}.txn-type-btn-caution-active{color:var(--color-caution-text);border-color:var(--color-caution-text);background:var(--color-caution-bg)}.transaction-list{flex-direction:column;gap:4px;margin:0;padding:0;list-style:none;display:flex}.transaction-row{border-bottom:1px solid var(--color-border);justify-content:space-between;align-items:center;gap:12px;padding:12px 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.btn-secondary{flex:1}.transaction-amount-income{color:var(--color-good-text)}.transaction-amount-expense{color:var(--color-danger-text)}.category-chip-grid{flex-wrap:wrap;gap:8px;display:flex}.category-chip-btn{color:var(--color-body);background:var(--color-bg-subtle);border:1px solid var(--color-border);cursor:pointer;border-radius:999px;padding:8px 14px;font-family:inherit;font-size:13px;font-weight:600;transition:background-color .15s,color .15s,border-color .15s}.category-chip-btn:hover{background:#eef3fb}.category-chip-btn-active{color:#fff;background:var(--color-primary);border-color:var(--color-primary)}.card-recommend-banner{background:var(--color-good-bg-strong);color:var(--color-good-text-strong)}.card-recommend-label{margin-bottom:4px;font-weight:700}.payment-method-toggle{gap:8px;margin-bottom:8px;display:flex}.payment-method-btn{color:var(--color-muted);background:var(--color-bg-subtle);border:1px solid 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.25s}.diagnosis-history-list{flex-direction:column;gap:10px;margin:0;padding:0;list-style:none;display:flex}.diagnosis-history-item{background:var(--color-bg);border:1px solid var(--color-border);border-radius:var(--radius-md);cursor:pointer;justify-content:space-between;align-items:center;gap:12px;width:100%;padding:16px 20px;font-family:inherit;transition:border-color .15s,box-shadow .15s;display:flex}.diagnosis-history-item:hover{border-color:var(--color-primary);box-shadow:var(--shadow-card)}.diagnosis-history-date{color:var(--color-heading);font-weight:600}@keyframes glossary-fab-intro{0%{transform:scale(1)}20%{transform:scale(1.08)}40%{transform:scale(.97)}60%{transform:scale(1.04)}80%{transform:scale(.99)}to{transform:scale(1)}}.glossary-fab{background:var(--color-primary);color:#fff;cursor:pointer;z-index:500;border:none;border-radius:999px;align-items:center;gap:8px;padding:14px 22px;transition:background-color .15s,transform .15s,box-shadow .15s;animation:1.4s .4s 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0;padding:0;list-style:none;display:flex}.todo-row{justify-content:space-between;align-items:center;gap:8px;padding:6px 0;display:flex}.todo-checkbox-label{cursor:pointer;align-items:center;gap:8px;display:flex}.todo-title{color:var(--color-heading);font-size:14px}.todo-row-done .todo-title{color:var(--color-muted);text-decoration:line-through}.todo-quick-add{gap:8px;margin-top:12px;display:flex}.todo-quick-add input{flex:1}.savings-goal-header{justify-content:space-between;align-items:center;margin-bottom:8px;display:flex}.savings-goal-badges{flex-wrap:wrap;align-items:center;gap:6px;display:flex}.step-progress-fill-achieved{background:var(--color-good-text)}.savings-goal-title{color:var(--color-heading);margin-bottom:10px;font-size:16px;font-weight:700}.savings-goal-progress-label{margin-top:6px;margin-bottom:10px}.savings-goal-amount-edit{align-items:center;gap:8px;margin-bottom:10px;display:flex}.savings-goal-amount-edit input{flex:1}.savings-goal-stats{color:var(--color-body);flex-direction:column;gap:4px;margin-top:10px;font-size:13px;display:flex}.savings-summary-card{text-align:left;background:var(--color-bg);cursor:pointer;border:none;width:100%;font-family:inherit;transition:transform .15s,box-shadow .15s;display:block}.savings-summary-card:hover{transform:translateY(-2px);box-shadow:0 8px 20px #191f281a,0 2px 6px #191f280f}.savings-summary-header{justify-content:space-between;align-items:center;margin-bottom:12px;display:flex}.savings-summary-title{color:var(--color-heading);font-size:15px;font-weight:700}.savings-summary-item{margin-bottom:10px}.savings-summary-item:last-child{margin-bottom:0}.savings-summary-item-row{justify-content:space-between;align-items:center;margin-bottom:4px;font-size:13px;display:flex}.savings-summary-item-title{color:var(--color-heading);font-weight:600}.risk-trend-chart{align-items:flex-end;gap:12px;height:100px;padding-top:8px;display:flex}.risk-trend-column{flex-direction:column;flex:1;align-items:center;gap:6px;display:flex}.risk-trend-bar{border-radius:var(--radius-md) var(--radius-md) 0 0;width:100%;max-width:32px}.risk-trend-bar-stable{background:var(--color-good-text-strong);height:24px}.risk-trend-bar-caution{background:var(--color-caution-text-strong);height:56px}.risk-trend-bar-danger{background:var(--color-danger-text-strong);height:88px}.risk-trend-date{color:var(--color-muted);font-size:11px}.ai-chat-fab{color:#fff;cursor:pointer;z-index:500;background:#ff7a9c;border:none;border-radius:999px;align-items:center;gap:8px;padding:14px 22px;transition:background-color .15s,transform .15s,box-shadow .15s;animation:1.4s .6s glossary-fab-intro;display:flex;position:fixed;bottom:84px;right:20px;box-shadow:0 10px 24px #ff7a9c66,0 2px 6px #191f281f}.ai-chat-fab:hover{background:#f4527a;transform:scale(1.05);box-shadow:0 14px 30px #ff7a9c7a,0 4px 10px #191f2829}.ai-chat-fab-icon{font-size:20px;line-height:1}.ai-chat-fab-label{white-space:nowrap;font-size:15px;font-weight:700}.ai-chat-messages{flex-direction:column;flex:1;gap:10px;min-height:200px;padding:4px 2px;display:flex;overflow-y:auto}.ai-chat-greeting{text-align:center;padding:20px 8px;line-height:1.6}.ai-chat-bubble-row{align-items:flex-end;gap:6px;display:flex}.ai-chat-bubble-row-user{justify-content:flex-end}.ai-chat-avatar{flex-shrink:0;font-size:18px}.ai-chat-bubble{border-radius:var(--radius-md);white-space:pre-line;max-width:78%;padding:10px 14px;font-size:14px;line-height:1.5}.ai-chat-bubble-user{background:var(--color-primary);color:#fff;border-bottom-right-radius:4px}.ai-chat-bubble-assistant{background:var(--color-bg-subtle);color:var(--color-heading);border-bottom-left-radius:4px}.ai-chat-input-row{align-items:center;gap:8px;margin-top:12px;display:flex}.ai-chat-input-row input{flex:1;min-width:0}.ai-chat-input-row .btn-primary{flex-shrink:0;width:auto;padding:10px 16px;font-size:14px}.ai-chat-remaining{text-align:center;margin-top:8px;font-size:12px}